Fownhope’s Heart of Oak Society traces its roots to the age of friendly societies, when communities provided their own safety net. Its anniversary celebrations reveal a tradition still very much alive, says MARK SEDDON
So much for cracking down on payday lenders.
Details of the long-awaited coalition crackdown on payday lenders who make huge profits by exploiting the poor were finally announced at the beginning of this month.
But the proposals from the Financial Conduct Authority (FCA) do not amount to what most people would consider a crackdown. They have even been welcomed by Wonga, the payday lender in chief.
Years of underfunding are eroding Scotland’s local services and deepening inequality in communities, says VINCE MILLS
Hurricanes might have natural causes but the tragedy that follows is entirely human-made and a consequence of capitalist greed, asserts ROGER McKENZIE
SOLOMON HUGHES asks whether Labour ‘engaging with decision-makers’ with scandalous records of fleecing the public is really in our interests


