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Pensions may be a make-or-break issue for Scotland's public-sector workers according to union research on next year's independence referendum.
Civil servants' union PCS hopes its new members' survey will kick off a serious policy debate in Scotland.
Roughly three in five of those questioned said their pension's future would be a main concern in whether they would vote for Independence.
That trumped pay, at 56 per cent, and job security, at 55 per cent.
"The issues of financial security in the short and long term are in the forefront of the minds of PCS members when they consider major issues of constitutional change," concluded report author Steve Davies, of the Cardiff School of Social Sciences.
PCS Scottish branches are expected to gather for a formal debate next February to settle the union's position.
Scottish secretary Lynn Henderson said she was proud to see her union engaging with the issues.
"To date, no other union has undertaken such thorough and widespread engagement with their membership on this important issue for the people of Scotland," she said.
The announcement came just hours before a transport union RMT forum on the referendum last night in Perth.