The Consumer Credit Counselling Service has said that it had seen a "sharp rise" in the number of people contacting it for help.
The debt charity said its helpline received 93,234 calls during the first three months of the year, 34 per cent more than during the same period of 2009.
The group warned that the high number of people who had contacted it for help with debt so far this year suggested that it would receive a record number of calls during the whole of 2010.
A total of 335,323 people contacted the group's helpline last year, the highest number it had ever received.
External affairs director Delroy Corinaldi said: "The UK's personal debt pain continues and this is even before the imminent public-spending cuts, so it is crucial that those who find themselves in this situation have access to free, impartial and independent advice in whichever way is best for them - online, face-to-face or over the phone."
The freephone helpline is open from 8am to 8pm Monday to Friday on 0800 138-1111.
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